Fort Lauderdale Lady Bird Deed Frequently Asked Questions
Where is a Lady Bird Deed recorded in Broward County?
Broward is different from most Florida counties. Deeds are recorded by the Broward County Records, Taxes & Treasury Division, not the Clerk of Courts. The recording counter is at the Broward County Governmental Center, 115 South Andrews Avenue, Room 114, Fort Lauderdale, Florida 33301, generally open 8:30 a.m. to 5:00 p.m. on weekdays. Deeds may also be submitted by mail or through an approved e-recording provider.
Does a Fort Lauderdale Lady Bird Deed work on waterfront and canal property?
Yes. A canal-front lot on Las Olas Isles or a Rio Vista property passes to your beneficiaries the same way an inland home does. What deserves attention is the legal description. Waterfront parcels here often involve submerged land, riparian rights, dock easements and seawall obligations, and the deed should carry those forward exactly as they appear in the last recorded deed rather than in a retyped summary.
How long does Broward County probate take without a Lady Bird Deed?
Formal administration in the Seventeenth Judicial Circuit commonly runs from roughly six months to well over a year, driven by the three-month creditor claim period and court scheduling. The Probate Division sits in the West Building of the Central Courthouse at 201 SE Sixth Street. Broward also requires case-specific Smart Forms for most probate petitions; filing a standard PDF instead usually results in rejection by the Clerk and costs the family a cycle.
Did Florida change the summary administration limit in 2026?
Yes. Effective July 1, 2026, CS/SB 1500 raised the non-exempt asset ceiling for Florida summary administration from $75,000 to $150,000 under Fla. Stat. § 735.201. The new limit applies only to decedents who die on or after that date, and summary administration remains available at any estate value once more than two years have passed since the death. Even in summary administration, a homestead usually still requires a separate petition and order determining homestead status before title is marketable.
Does a Fort Lauderdale Lady Bird Deed work for a condominium?
Yes, and Broward has a large condominium market from Galt Ocean Mile to downtown Las Olas. The deed works the same way, but the declaration of condominium controls the surroundings: transfer and approval provisions, assessment liens, and the milestone inspection and structural integrity reserve assessments many older coastal buildings are now funding. Those obligations follow the unit, so your beneficiaries should know what they are inheriting.
Will a Fort Lauderdale Lady Bird Deed affect my homestead exemption or Save Our Homes cap?
A properly drafted deed should not affect either one during your lifetime. You retain an enhanced life estate, you stay in possession, and the Broward County Property Appraiser continues to treat you as the owner of record for homestead purposes. The Save Our Homes cap generally resets at your death on the change of ownership, which happens with or without the deed.
Does a Fort Lauderdale Lady Bird Deed trigger Florida documentary stamp tax?
In Technical Assistance Advisement 20B4-004, issued October 16, 2020, the Florida Department of Revenue concluded that an enhanced life estate deed is not subject to documentary stamp tax, because no present beneficial interest transfers when the deed is signed. Broward applies the standard statewide rate of $0.70 per $100 of consideration on taxable deeds, unlike neighboring Miami-Dade. A Technical Assistance Advisement binds the Department only as to the taxpayer and facts presented, so your deed and any mortgage should still be reviewed before recording.
Can I use a Fort Lauderdale Lady Bird Deed if I am married?
Usually yes, with your spouse joining the deed. Article X, Section 4 of the Florida Constitution prevents a married owner from conveying homestead property without the spouse joining, and homestead cannot be devised away from a surviving spouse or a minor child. The common structure for a married Broward couple is a deed signed by both spouses naming the beneficiaries who take after the second death.
I live in Fort Lauderdale part of the year. Does that change anything?
It can. The deed avoids probate on the Florida property regardless of where you live, and for an out-of-state owner it specifically avoids an ancillary Florida probate case running alongside probate in your home state. What changes is homestead: if Florida is not your permanent residence you likely do not have the exemption or the constitutional protections, which removes the spousal joinder requirement but also removes homestead creditor protection.
Does a Fort Lauderdale Lady Bird Deed protect the home from Florida Medicaid estate recovery?
Florida limits Medicaid estate recovery to assets that pass through the probate estate, so moving the home outside probate is the standard way to reduce exposure. The deed does not qualify anyone for Medicaid, and other transfers can still create a penalty period under the five-year look-back. See our Florida Lady Bird Deed and Medicaid guide.
Can I use a Fort Lauderdale Lady Bird Deed on a rental or investment property?
Yes, if you own it individually. A Lady Bird Deed is not limited to homestead property and will keep a Broward rental out of probate the same way. Two differences matter: non-homestead property does not carry Florida homestead creditor protection, and it is not shielded from Medicaid estate recovery by homestead status, only by staying out of the probate estate. If the property is titled to an LLC, a Lady Bird Deed is not the right instrument.
Do my beneficiaries get a stepped-up basis?
Generally yes. Because you keep the enhanced powers, the transfer is treated as incomplete for federal tax purposes and the property is included in your gross estate at death, which normally produces a stepped-up cost basis. On a Fort Lauderdale waterfront home held since the 1990s, that step-up can be worth many times the cost of the deed. Confirm the tax treatment for your situation with a tax advisor.
Can a Fort Lauderdale Lady Bird Deed be changed or revoked later?
Yes, and that is the point of it. You can sell the property, refinance it, lease it, add or remove beneficiaries, or revoke the deed outright without the consent of the people named to receive it. A new deed is prepared and recorded to make the change effective.
Does my boat slip pass with the house under a Lady Bird Deed?
It depends on how the slip is owned, and this is the question waterfront owners most often get wrong. Riparian rights pass automatically: Fla. Stat. § 253.141(1) provides that they are “appurtenant to and are inseparable from the riparian land,” so a deed on the lot carries them without special wording. But where dockage is held as a separately platted parcel, a marina condominium unit or a dockominium, it is distinct real property with its own legal description and often its own folio number, and a Lady Bird Deed on the house does not convey it. The slip needs its own deed or its own paragraph. Otherwise the house passes outside probate as intended and the boat slip goes through a Broward probate case on its own.
What about a dock over state submerged land?
Much of the bottom under Florida’s navigable waters is sovereign land held by the state, and a dock extending over it is generally there under an authorization from the Board of Trustees of the Internal Improvement Trust Fund, such as a lease or a consent of use, rather than because the upland owner owns the bottom. Your beneficiaries inherit the land and the riparian rights, but that authorization has its own terms, renewal dates and transfer requirements. A deed does not renew a lease. If there is a submerged land lease in the file, the beneficiaries need to know it exists and when it comes up.
More general questions are answered on our Florida Lady Bird Deed FAQ page.