Miami Lady Bird Deed Frequently Asked Questions
Does a Miami Lady Bird Deed work for a condo in Brickell, Edgewater, or downtown Miami?
Yes. A Miami Lady Bird Deed can be used for a condominium unit in Miami-Dade County just as it can for a single-family home, and the unit transfers to your named beneficiaries at death without probate. Because condominium associations have their own transfer rules, assessment lien provisions, and in some buildings a right of first refusal, the deed should be drafted with the specific declaration of condominium in mind.
Will a Miami Lady Bird Deed affect my Save Our Homes cap or Miami-Dade homestead exemption?
A properly drafted deed should not affect either one during your lifetime. You retain an enhanced life estate, you stay in possession, and the Miami-Dade Property Appraiser continues to treat you as the owner for homestead purposes. Note the separate point that the Save Our Homes cap generally resets at your death on the change of ownership, which happens with or without the deed.
Does a Miami Lady Bird Deed trigger Florida documentary stamp tax?
In Technical Assistance Advisement 20B4-004, issued October 16, 2020, the Florida Department of Revenue concluded that an enhanced life estate deed is not subject to documentary stamp tax, because no present beneficial interest transfers when the deed is signed and the remainder interest stays contingent until death. A Technical Assistance Advisement binds the Department only as to the taxpayer and facts presented, so your deed and any mortgage on the property should still be reviewed before recording.
What is the documentary stamp tax rate in Miami-Dade County?
Miami-Dade is the only Florida county with its own rate. Deeds are taxed at $0.60 per $100 of consideration rather than the $0.70 per $100 used in the other 66 counties, plus a $0.45 per $100 surtax on transfers of property other than a single-family residence. This matters most on sales and consideration-based transfers, but the single-family question is worth confirming on any Miami-Dade deed.
How long does Miami-Dade probate take if I do not have a Lady Bird Deed?
Formal administration in the Miami-Dade Probate Division commonly runs from roughly six months to well over a year, driven by the three-month creditor claim period, court scheduling in one of Florida's busiest circuits, and the complexity of the estate. Summary administration is faster where the estate qualifies, and as of July 1, 2026 the non-exempt asset ceiling doubled to $150,000, so more Miami estates now qualify. Even then, a homestead typically still needs a separate petition and court order determining homestead status before title is marketable.
Where is a Lady Bird Deed recorded in Miami-Dade County?
In the Miami-Dade County Official Records, through the Clerk of the Court and Comptroller. The recording counter is at Courthouse East, 22 NW First Street, first floor, in downtown Miami, and deeds may also be submitted by mail or through an approved e-recording provider. Fees are $10.00 for the first page, $8.50 per additional page, and $1.00 per name indexed beyond four names.
Can I use a Miami Lady Bird Deed if I am married?
Usually yes, with the spouse joining the deed. Article X, Section 4 of the Florida Constitution prevents a married owner from conveying homestead property without the spouse joining, and homestead cannot be devised away from a surviving spouse or a minor child. The common structure for a married Miami couple is a deed signed by both spouses naming the beneficiaries who take after the second death.
Does a Miami Lady Bird Deed protect the home from Florida Medicaid estate recovery?
Florida limits Medicaid estate recovery to assets that pass through the probate estate, so moving the home outside probate is the standard way to reduce exposure. The deed does not qualify anyone for Medicaid, and other transfers can still create a penalty period under the five-year look-back, so Medicaid planning should be handled deliberately. See our Florida Lady Bird Deed and Medicaid guide.
Can I use a Miami Lady Bird Deed if my home is owned by an LLC?
No. A Lady Bird Deed transfers real property owned by an individual. If the property is titled to an LLC, the LLC owns it and the deed is not the right instrument. Planning for LLC-held Miami real estate runs through the operating agreement, transfers of membership interests, and often a trust. Property held in an LLC also does not receive Florida homestead protection the way individually owned property does.
What happens with a Miami Lady Bird Deed if I am not a US citizen?
The deed can still avoid a Miami-Dade probate case, which matters a great deal when heirs live outside the United States. Non-resident owners face separate federal issues, including a much lower federal estate tax exemption for non-resident aliens and FIRPTA withholding on a later sale, so the deed should be coordinated with a tax professional.
Do my beneficiaries get a stepped-up basis?
Generally yes. Because you keep the enhanced powers, the transfer is treated as incomplete for federal tax purposes and the property is included in your gross estate at death, which normally produces a stepped-up cost basis for your beneficiaries. On a Miami home held for thirty years, that step-up can be worth far more than the cost of the deed. Confirm the tax treatment for your situation with a tax advisor.
Can a Miami Lady Bird Deed be changed or revoked later?
Yes, and that is the point of it. You can sell the property, refinance it, lease it, add or remove beneficiaries, or revoke the deed outright without the consent of the people named to receive it. A new deed is prepared and recorded to make the change effective.
My spouse is not a US citizen. Does that change anything?
It can, and it catches people who have done everything else right. Property passing to a surviving spouse normally qualifies for the unlimited marital deduction, so no federal estate tax is due at the first death. Under Internal Revenue Code § 2056(d) that deduction is generally not available where the surviving spouse is not a United States citizen. The relief valve is a qualified domestic trust, a QDOT, and a Lady Bird Deed is not a trust, so a deed naming a non-citizen spouse passes the home outright and does not obtain the deduction. This only matters above the federal threshold, which for decedents dying in 2026 is a basic exclusion amount of $15,000,000 per person, but Miami estates with property in several countries sometimes reach it. Citizenship at death is what counts, not at signing. Confirm with a tax advisor.
Does a Miami Lady Bird Deed cover my property in another country?
No. Real property is governed by the law of the place where it sits, so a deed recorded in the Miami-Dade Official Records affects Miami-Dade land and nothing else. An apartment in Caracas, a flat in Bogotá or a house in São Paulo is governed by that country’s law, which may include forced heirship rules that override what you wrote. Property in another US state generally requires an instrument valid under that state’s law, and without one your family may face a separate ancillary probate case there on top of anything happening in Florida.
More general questions are answered on our Florida Lady Bird Deed FAQ page.