Hialeah Lady Bird Deed Frequently Asked Questions
¿Se puede hacer un Lady Bird Deed en español?
The deed itself must be recorded in English, because that is the language of the Miami-Dade Official Records and of Florida real property law. But the conversation does not have to be in English. We explain the document (what you are giving up, what you are keeping, and what happens at your death) in the language you are comfortable in, before anything is signed. Signing a deed you have not had explained to you is how families end up with deeds that do not do what they wanted.
My house is a duplex and I rent out the other side. Does that change the Lady Bird Deed?
Not the deed itself, which conveys the whole parcel described in it. What it changes is the homestead analysis. Florida homestead protection and the homestead exemption generally apply to the portion of the property you actually occupy as your residence, not to the portion rented to someone else, and the Property Appraiser may already be assessing your property with a partial exemption. That split matters for spousal joinder, creditor protection and Medicaid estate recovery, so the deed should be prepared knowing about it.
My father died and the house is still in his name. Can I sign a Lady Bird Deed?
No, not yet. If your father is still the record owner, you do not hold title and nothing you sign conveys the property. This is common in Hialeah, where homes stay in families for decades and the paperwork was never done. The usual fix is a Florida summary administration, often with a petition to determine homestead status of real property, which produces a court order establishing who owns the home. Once title is clear, a Lady Bird Deed keeps the next generation out of the same situation.
Is a Lady Bird Deed cheaper than probate for a Hialeah family?
Recording a deed in Miami-Dade costs $10.00 for the first page and $8.50 for each additional page, plus the legal fee to prepare it. Probate is a court proceeding with filing fees, publication of notice to creditors, certified copies, personal representative compensation and attorney compensation, which Florida ties to the size of the estate. When the estate is essentially one house, that structure lands on the one asset the family is trying to keep.
Everyone in my family lives in the house. Can I name all of them?
You can name several beneficiaries and many Hialeah families do. Think through what happens next. They receive the property as co-owners, and if they later disagree about selling, any one of them can generally file a partition action to force a sale. Where one child has lived in and maintained the home and others have not, naming everyone equally can create exactly the conflict you were trying to prevent.
Will a Hialeah Lady Bird Deed affect my homestead exemption?
A properly drafted deed should not affect your homestead exemption or your Save Our Homes assessment cap during your lifetime. You keep an enhanced life estate, you stay in possession, and the Miami-Dade Property Appraiser continues to treat you as the owner of record. The Save Our Homes cap generally resets at your death on the change of ownership, which happens with or without the deed.
We added a room or an efficiency without permits. Does that matter?
It does not stop a Lady Bird Deed from working, because the deed conveys the land and whatever is on it. It matters later. Unpermitted work can surface as an open permit or a code enforcement lien when your beneficiaries try to sell, refinance or insure the property, and code liens recorded against the property follow it to them. If you know about unpermitted work, it is worth resolving while you are alive.
Does a Hialeah Lady Bird Deed protect the house from Medicaid estate recovery?
Florida limits Medicaid estate recovery to assets that pass through the probate estate, so moving the home outside probate is the standard way to reduce exposure. It does not qualify anyone for Medicaid, the five-year look-back still applies to other transfers, and the protection depends on the home keeping homestead status and passing to heirs rather than being sold under a will. See our Florida Lady Bird Deed and Medicaid guide.
Can I use a Lady Bird Deed if I still owe a mortgage on the house?
Yes. A Lady Bird Deed does not pay off or accelerate a mortgage, and because you keep full control and possession during your lifetime it generally does not trigger a due-on-sale clause. Your beneficiaries take the property subject to the mortgage, meaning they inherit the house and the loan together. If the plan is for them to keep it, they need to be able to handle the payment or refinance.
Do my children get a stepped-up basis?
Generally yes. Because you keep the enhanced powers, the transfer is treated as incomplete for federal tax purposes and the property stays in your estate at death, which normally produces a stepped-up cost basis. On a Hialeah home bought in the 1970s or 1980s for a small fraction of today’s value, that step-up is often worth more than everything else on this page combined. Signing the house over during your lifetime typically forfeits it.
Can a Hialeah Lady Bird Deed be changed later?
Yes. You can sell the property, refinance it, lease it, add or remove beneficiaries, or revoke the deed entirely without the consent of the people named to receive it. A new deed is prepared and recorded to make the change effective. This is the whole difference between a Lady Bird Deed and simply putting your children on the deed.
More general questions are answered on our Florida Lady Bird Deed FAQ page.